Asset Allocation

Asset Allocation is the key determinant to any portfolio. Asset Allocation works on the principal of diversifying financial risk. It means it believes that all the investments do not behave same way, so adding those assets in the portfolio which do not have positive correlation. By doing so it takes the benefits of booking profits of the performing assets in the portfolio and buying the under performing asset and again doing like that among the assets of the portfolio.   

Personal Finance

Financial Planning is the key factor to our personal finance. All we need to do our financial planning as soon as possible. We all have our goals and objectives in our life and we want to achieve those goals. Those goals may be to fund the education expenses of our child or to fund our post retirement expenses to maintain our present lifestyle in retirement years.